It only takes one breakthrough idea to change the trajectory of your business.
TUESDAY, APRIL 25
8:00am - 6:30pm
Building A Level 4 Concourse
Ecommerce skimming impacts thousands of online retailers and results in the loss of millions of dollars. In 2022, Shopping Cart Inspect reviews identified that 92.57% of researched ecommerce sites had malicious, suspicious, and/or concerning issues.
25-year veteran in technology, John Bartholomew (SVP of Technology), will use data from over 500 forensic investigations from 2022 to show why eskimming is on the rise, as well as the technical and financial threats of eskimming and formjacking. He will cover how hackers are developing more sophisticated eskimming techniques and tools that organizations can use to monitor their ecommerce sites.
Join Visa for an innovation deep dive that explores how the needs of consumers and merchants will manifest into new payments trends. Everything from digital identities to contextual commerce to open data are on the table as Visa lays out which trends payments players need to stay on top of and how to set themselves up for success.
Innovation in the payments industry is always evolving and it’s always good to hear from the Card Networks, who sit at the center of it all. Sit in and learn from American Express, Discover, Mastercard and Visa about the new trends you can expect to see in the coming years, new innovations that will take place, creative solutions to expected challenges, and how payments as a whole will evolve.
The story has changed, and "embedded" means much more than it used to. In this panel session, you'll hear industry experts discuss why and how the conversation around "embedded" has changed, explore the business trends today and in the future. Essentially, learn what embedded is, and isn't.
The world of real-time money movement is on fire as more and more friction is removed from the process, giving consumers the opportunity to have access to their funds faster.
Hear from the experts as they discuss the evolving landscape for faster payments, the technology that is improving both the speed and experience for domestic transactions and cross-border remittances, and the impact of initiatives such as FedNow and Real-Time Payments (RTP).
Partnerships create the greatest mutual value when they make it simple for consumers to access, use and pay for goods and services.
Hear from those who are identifying and implementing the right payments and treasury strategy to capture, grow and protect revenue and market share through seamless customer experiences.
For 60 years, banks have been required for sponsorship to the card schemes. Over this time, they have taken on a variety of roles in their participation in transforming the payments industry.
With embedded payments and embedded banking, roles are dynamically changing. There are even banks becoming Payment Facilitators!
Come and listen to how four banks — JPMorgan Chase,Cross River and Chesapeake Bank — all view the new world we live in and how they are actively playing a role in these changes.
Learn how the auto industry is working with payment providers on integrating payments into the car experience. As consumer experience is evolving, payments are integrating into every aspect of life, including paying with your car.
Join this panel of payments and automobile industry experts to gain an understanding of this emerging technology.
Leveraging data from our recent quick poll, this session will outline consumer sentiment to payment trends such as contactless payments, BNPL and biometric payments, what is driving that sentiment (convenience and speed!) and how ISOs and ISVs can help enable these convenient, fast payment experiences for merchants to improve customer experience across channels.
In this fireside chat, experts who enable embedded payments and who have seen it all, discuss the do’s and don’ts to embed a successful payments offering. Hear everything from why to add payments to your portfolio to how to get started along with the trials and success stories. Software companies don’t want to miss this informative discussion!
Keeping transactions safe is of course priority number one, but when it can be done while improving the payments experience for the merchant, issuer, and the customer — even better. Tokenization can do just that.
Join this panel of experts as they explore the advantages of tokenization, from protecting data and circumventing data breaches, to improving the customer experience with a faster and simpler checkout experience for authentic users.
This discussion will explain everything you need to know about authenticated tokens, their technology, and the benefits they bring to merchants, issuers, and customers alike.
Disruptive and evolving payments such as connected car, in-vehicle payments and EV charging stations are raising new questions. With the current change of pace in the industry and many entities involved, how do these substantial changes impact the overall payments process as well as the consumer experience? And how are the payment players addressing this today - are they ready?
While the market is changing and the economy is trending downwards, there are still abundant opportunities for M&A as well as ways for ISOs, ISVs and other payments companies to generate revenue via partnerships and smart strategies. In this fireside chat you will hear from the dealmakers – the ones who have navigated the current climate to ink the deals that move the industry forward.
Payments in 2023 encapsulate much more than what merchants and their partners have been used to in years past. For retailers, the focuses around a payments strategy are evolving to include not just finance, but marketing, IT, partnerships, and more. The renewed strategies beg the question: How can partners continue to support merchants in the search for new ways to engage consumers and evolve their payments ecosystem? Join this panel to find out what the future may hold and how businesses are moving towards fascinating new payments technologies.
The B2B payments market is expanding rapidly, and managing this growth is a challenge in today’s market of high inflation and rising interest rates. With more B2B transactions taking place than ever before, the need for automation has never been higher. The key is creating a successful strategy for modernizing B2B payments in today’s environment.
Join us for a discussion about the key pain points in B2B payments and how the latest commercial innovations, such as straight-through processing, data-driven AR automation, can drive value for businesses seeking more frictionless payments.
Ankush Gupta (M)
SVP & GM, Head of US Commercial Products, Platforms and Acceptance
What are the early embedded Financial Solutions? Who are the early adopters? What are the next stage and offerings of embedded finance? The why's of offering lending products, deposits and issuing solutions in an embedded format to the merchant and the consumer? What does the future have in store for end-2-end embedded financial solutions?
Payments companies comprise 50% of the market capitalization of all fintech companies. And with a chaotic economic environment, there’s a lot at stake. Join this panel of experts as they provide an update on what’s happening in today’s market in M&A and capital raising, and where to go from here.
With more and more consumers shopping online, e-commerce is big business – to the tune of +$7 trillion in worldwide sales by 2025. With e-commerce continuing to outpace brick and mortar retail, it’s important that the online checkout experience is optimized and frictionless to the consumer. Join this panel as they discuss why acceptance rate optimization is the key to e-commerce success, the steps merchants can take to improve the checkout experience, and how innovation in optimization is transforming the consumer experience.
Square started with payments, but their offering has evolved. Now as part of Block, it has expanded greatly, offering capital for merchants, new methods of payment like Cash App pay, and with the acquisition of AfterPay, they now offer BNPL as a method of payment at sellers. How does it all fit together?
What is the roadmap for the future of embedded financial services and commerce for businesses and for consumers?
Winners of the inaugural Top 10 Payments ISVs Award are recognized for their disruptive software solutions that are making a recognizable impact and driving the payments industry forward.
Credit or Debit? Card Present or Card Not Present? The world used to be a lot simpler for merchants to navigate. With a rising interest in alternative payment methods including digital wallets, peer-to-peer payment networks and bank-led efforts to create their own networks, come learn from leading global technology and payments innovators about which trends they think are here to stay, and how merchants (and the industry that serves them) need to adapt. This session will also touch on other emerging trends like BNPL and new transaction formats including tap-to-pay acceptance on mobile devices and QR codes.
Hear from the recipients of the Inaugural ETA Top 10 Payments ISVs Award on what makes their solution unique and disruptive in the “embedded” space.
BigTime Software (bigtime.net), for bringing an integrated and fully online payments experience that integrates invoicing, collections, and reconciliation processes to the professional services B2B space.
Biller Genie (billergenie.com), for its cloud-based accounts receivable (AR) automation and integrated B2B payments platform for small-and-mid-sized businesses.
Cusi (cusi.com), for making complicated transactions simple with real-time, secure end-to-end utility management services that automate electronic payments in a very traditional utility market.
Everyware (everyware.com), for simplifying the movement of money, combining customer engagement with fast, simple and secure payments through the same channels that people use every day.
Kickfin (kickfin.com), for their unique end-to-end gratuity management software.
ParkHub (parkhub.com), for creating an integrated, seamless parking experience while providing rich, real-time data to parking operators nationwide.
Paymints.io (paymints.io), for their secure, digital, white-label SaaS platform that allows buyers to transfer funds for many types of real estate transactions and creating transparency for all stakeholders involved in the transaction.
SoftPoint (softpointcloud.com), for creating the first biometric payment solution that makes payments frictionless and eliminates fraud without having merchants displace their current platform.
Transact Campus Inc. (transactcampus.com), for pioneering integrated and convenient campus payments solutions for students and administrators on campuses nationwide.
Zuza (getzuza.com), for a one-of-a-kind product that integrates POS, e-commerce, smart terminal, and mobile solutions in one super app that can also be white labeled.
Join two renowned fintech CEOs in conversation about the future of fintech, their own paths to company building, the impact of the rapidly changing demographics of new industry entrants, and where the culture of fintech goes from here.
On Day 2, get your groove on at the best music venue in downtown Atlanta! Live music and delicious food set the mood for the best party in payments!