It only takes one breakthrough idea to change the trajectory of your business.
WEDNESDAY, APRIL 26
8:00am - 12:00pm
Building A Level 4 Concourse
Join the ETA Lawyers Committee for breakfast and presentation by Venable LLP on the key legal and regulatory issues impacting payments in 2023. This event is a great opportunity to network with legal professionals in the payments industry while learning about recent developments, including:
- Enforcement and regulatory developments involving the Consumer Financial Protection Bureau and Federal Trade Commission
- New privacy laws and data security developments
- Survey of Hot Topics in Payments
- Bank and Fintech Partnerships
- FBO Accounts
- Platform Processing / Embedded Payments
- Card Issuing Programs (B2B)
Start the day off right by connecting and networking with your female colleagues at breakfast.
We’ve all been in situations at work when someone says or does something that feels hostile or offensive to some aspect of our identity. These kinds of actions — insensitive statements, dismissive comments, condescending attitudes and exclusions from opportunities and decision-making processes - are called “microaggressions” and can come from both men and other women. With more than 2/3 of all women reporting that they have experienced microaggressions in the workplace, clearly, it’s a pervasive and damaging issue and can in fact negatively impact one’s health, one’s job satisfaction, and one’s desire to advance in their career. In this session you will gain expert tips on how to use Emotional Intelligence to understand why microaggressions show up and how to respond productively.
The past few years have been tumultuous and economies around the world are bracing for possible recession. Elevated inflation, higher interest rates, reduced investments, a lingering pandemic, and complications resulting from the war in Ukraine are all factored into the World Bank’s latest projections that global growth will slow to 1.7%, down from a projection of 3.0% six months ago. Fraudsters follow the money and you can bet a fraud tidal wave will follow. Listen in as the fraud experts discuss how factors over the past few years have changed the payments industry, the types of fraud to prepare for, and how financial services and payments companies can prepare for rough waters ahead.
As the cryptocurrency market has matured, various stakeholders - including investors, regulators, and financial institutions - have increasingly recognized the potential of cryptocurrencies and blockchain technology to disrupt traditional financial systems and create new economic opportunities. However, the journey to institutionalization in the cryptocurrency market has not been without its challenges and hurdles. Listen in as this panel of experts provide an overview of the cryptocurrency market and address the key factors driving changes in patterns of institutionalization, such as price volatility, regulatory uncertainty, talent shortages and negative press. They will discuss the current challenges faced by institutions entering the cryptocurrency space and provide their predictions for 2023 and beyond in key areas of likely corporate investment and drivers of growth in the cryptocurrency sector.
Transformation and change are a constant, and this is true with PCI DSS 4.0, which must be implanted by March 31, 2025 to keep businesses PCI compliant. Version 4.0 is a big shift from 2018, and there are major requirement changes and standard updates, including the new ‘Customized Approach’ option to consider. This session will introduce the importance of a security mindset and why proactive planning and implementation are a must-have business investment. The audience will leave with a clear understanding of the key changes in the PCI standard, and a recommended timeline that begins now in the preparation for business transformation.
The current state of payments in the Metaverse is a jarring and disruptive process, that takes the user out of the metaverse environment in order to complete purchases of NFTs, digital assets, physical goods, and digital services. Until this changes, and the payments experience becomes seamless, there will be stumbling blocks for adoption and the Metaverse will remain a niche market. How are those companies with a deep understanding of the inner workings driving improvements in a better, more immersive metaverse payment experience? What are customer expectations around security and trust and how are those concerns being balanced with more seamless processes that enable commerce in the new realm? Listen in and learn from the experts.
Within today’s dynamic environment, change is inevitable, and the best “next career move” isn’t always clear. It is important to step back and evaluate what makes most sense for you based on your interests, goals and aspirations. Join this session to shift your growth mindset and challenge yourself to think beyond the promotion. We’ll talk about approaching professional advancement through continued learning and skill development in order to maximize your career.
As the payment industry continues to consolidate, you may be in a situation where you have to re-establish yourself in a “new” company. In this session, you will gain valuable insights on how to build your brand in this era of mergers, acquisitions, and layoffs.
The use of AI and machine learning (ML) is transforming the way financial plans are created, fraud is prevented, and more personalized products and services are offered - to the tune of $1tn by 2035, with increased profit margins by 38%, according to Accenture. Most importantly, it’s improving the end-user experience by enabling quicker, and often fairer, decisions. In this panel, a team of AI and ML experts will discuss what the payments industry can expect for future use cases that range from enhancing consumer authentication and fraud, reduced merchant churn, personalized offers, and expedited consumer lending decisions.
This session will take a look at stablecoin progress from a solutions and adoption standpoint, with a focus on real-world applications for merchants, their customers, and how payment service providers can help bring these to market. Hear from panelists as they explore institutional adoption and trials, CBDCs and stablecoins and how they co-exist, and the real-world problems that are being solved. The session will end with Q&A.
Head Architect: Commercial Payments and Distributed Ledger Technology
Discover Financial Services
We are in an era called the ‘Great Quit’, where women are leaving their current employers in search of more. More life balance. More recognition. More respect. More money. Women deserve it all and have earned the right to ask. Having felt the pain of losing workers during the pandemic, employers are highly motivated to pay attention to the needs of their employees and find a happy balance. Now is the perfect time to ask for what you need and it’s a win-win. You get a better outlook on life and work. Your employer gets a happier, more productive employee who will stay rather than join the 'Great Quit'. In this session hear from a few Ladies who have found a way to negotiate their needs for a better, more balanced life.
Mentors, sponsors and allies are all important in maximizing career growth. One guides and inspires. One has the power to open doors for career trajectory. And one uses their privilege to advocate for a marginalized group. Learn the differences between these champions and gain a better understanding on how to actively use all three to get ahead.
Despite most states making some progress towards cannabis legalization, unchanged federal regulation has made payments processing in the burgeoning industry a hazy endeavor. The unclear timeline for federal rescheduling has created risks and opportunities for companies that are positioning themselves to serve cannabis merchants. Hear from industry experts about how payments processors can navigate this rapidly evolving landscape, be prepared to deal with the regulatory challenges, and be best positioned for success.
Web3 is on the horizon, and offers the promise of faster, simpler and smarter payments methods using blockchain technology and decentralization. In theory Web3 payments will be much more interoperable, with more data security, and most importantly put the power of payments in the hands of the consumer, allowing them to make peer-to-peer transactions directly without the need for a trusted third party.
In this session join the experts as they discuss the latest blockchain technology and payments applications being re-imagined in Web3.
Federal and state policymakers are focusing rule writing and enforcement actions on the payments industry. From the CFPB to privacy rules, this session will discuss the policy overhang and what it means for product development, underwriting, and risk management.
Cryptocurrencies are here to stay. Amidst heightened scrutiny from federal and international regulators, the nature of digital payment technologies remains highly volatile and presents unique challenges and legal implications for businesses that use and accept them. In this panel session you’ll hear from the experts as they explore recent policy and enforcement trends impacting the cryptocurrency industry and offer real-world insight into how these trends are helping organizations stay ahead of imminent changes on the regulatory horizon. They will also discuss long-term prospects and risks of the growing crypto ecosystem in the race toward an inevitably digital future.
Mentorship is a critical element that can help shape and guide one's career. During this session, mentees will have the opportunity to meet with, and discuss their main career challenges with their assigned mentor.